Obviously, these days, healthcare costs is at the fore of many people’s minds. It used to be that this was a subject that the sick worried about; you know, the terminally ill, the seriously and severely ill. But nowadays, for whatever reason, it seems like more and more people are worrying about this. Is it because we rely on medical insurance for most every medical product and service that we can think of? We can’t even afford OTC birth control, it seems like, without coverage these days. Things are just incredibly expensive. So, it dawned on me: I need coverage, but I need coverage that’s actually tailored to my own situation, so that I’m sure that each and every dollar that I’m spending on this coverage is spent on something that I actually use, as oppose to the dollars I spend on other policies, for example, that seem to cover everything under the sun.